What Credit Cards Are Under Synchrony Bank?
Synchrony Bank is one of the leading providers of credit cards in the United States. With a wide range of credit cards under its umbrella, Synchrony Bank offers various options to suit different needs and preferences. In this article, we will discuss the credit cards offered by Synchrony Bank, their features, benefits, and how they can enhance your financial management.
1. Amazon Store Card:
The Amazon Store Card is issued by Synchrony Bank and is designed exclusively for Amazon customers. This card offers special financing options for purchases made on Amazon.com, making it an excellent choice for frequent Amazon shoppers. Cardholders can enjoy 0% interest for 6, 12, or 24 months on qualifying purchases, depending on the purchase amount.
2. Sam’s Club Mastercard:
The Sam’s Club Mastercard is another credit card offered by Synchrony Bank. This card provides cashback rewards for purchases made at Sam’s Club and other eligible gas stations and restaurants. Cardholders can earn up to 5% cashback on eligible gas purchases, 3% cashback on dining and travel, and 1% cashback on all other purchases. Additionally, this credit card has no annual fee, making it a great option for Sam’s Club members.
3. Gap Credit Card:
The Gap Credit Card is ideal for those who frequently shop at Gap, Banana Republic, Old Navy, and Athleta. Cardholders can earn rewards and benefits for purchases made at these stores. The rewards program offers 5 points for every dollar spent at these retailers, and once you accumulate 500 points, you will receive a $5 reward to be used on future purchases.
4. Lowe’s Advantage Credit Card:
The Lowe’s Advantage Credit Card is designed for homeowners and DIY enthusiasts who frequently shop at Lowe’s. This card provides special financing options for purchases made at Lowe’s, including 6 months of 0% interest on purchases above $299. Cardholders can also enjoy exclusive discounts and promotions throughout the year.
5. TJX Rewards Credit Card:
The TJX Rewards Credit Card is perfect for those who love to shop at TJ Maxx, Marshalls, HomeGoods, and Sierra Trading Post. Cardholders can earn rewards for purchases made at these stores, including 5 points for every dollar spent. Once you accumulate 1,000 points, you will receive a $10 rewards certificate to be used at any of these retailers.
Q1. How can I apply for a Synchrony Bank credit card?
A1. You can apply for a Synchrony Bank credit card by visiting their website or by applying in-store at participating retailers. The application process is quick and straightforward, and you will receive a decision within minutes.
Q2. What credit score is required to qualify for a Synchrony Bank credit card?
A2. The credit score required to qualify for a Synchrony Bank credit card varies depending on the specific card. However, generally, a good credit score (above 670) is recommended to increase your chances of approval.
Q3. Can I manage my Synchrony Bank credit card account online?
A3. Yes, Synchrony Bank provides an online portal where you can manage your credit card account, view statements, make payments, and track your rewards.
Q4. Are there any annual fees associated with Synchrony Bank credit cards?
A4. While some Synchrony Bank credit cards have annual fees, many of their cards, such as the Amazon Store Card and Sam’s Club Mastercard, do not have an annual fee.
Q5. How can I contact Synchrony Bank customer service?
A5. You can contact Synchrony Bank customer service by visiting their website or by calling the phone number provided on the back of your credit card.
In conclusion, Synchrony Bank offers a wide range of credit cards tailored to different needs and lifestyles. Whether you are an avid online shopper, a frequent visitor to specific retailers, or a homeowner looking for financing options, Synchrony Bank has a credit card to suit your requirements. With their user-friendly online account management and valuable rewards programs, Synchrony Bank credit cards can enhance your financial management and provide you with additional benefits for your purchases.