How to Close First Premier Credit Card Online
First Premier Bank offers a range of credit card options to its customers, but there may come a time when you decide to close your First Premier credit card. Whether you have found a better credit card option or simply want to reduce the number of credit cards you own, closing your First Premier credit card can be done easily and conveniently online. In this article, we will guide you through the simple steps to close your First Premier credit card online, and address some frequently asked questions about the process.
Step 1: Gather the necessary information
Before you begin the process of closing your First Premier credit card online, make sure you have all the required information readily available. This includes your credit card number, the expiration date, and the CVV code. You may also need to provide some personal information such as your social security number or date of birth for verification purposes.
Step 2: Log in to your First Premier online account
Visit the First Premier Bank website and locate the login section. Enter your username and password to access your online account. If you haven’t registered for an online account, you will need to do so before proceeding with the card closure process.
Step 3: Locate the credit card closure option
Once you have logged in to your First Premier online account, navigate to the credit card management section. Look for the option to close your credit card account. It may be located under the account settings or profile settings tab. If you are having trouble finding this option, you can always contact First Premier Bank’s customer service for assistance.
Step 4: Initiate the closure process
Click on the option to close your credit card account. You may be asked to provide a reason for closing the account. Choose the most appropriate option from the provided list or select “Other” if your reason is not listed. Review the terms and conditions, as well as any potential fees or outstanding balances, associated with closing your First Premier credit card.
Step 5: Confirm the closure
After reviewing the terms and conditions, confirm your decision to close your First Premier credit card. You may receive a confirmation email or notification once the closure process is complete. Make sure to save any necessary documentation or confirmation numbers for future reference.
Frequently Asked Questions (FAQs):
Q: Can I close my First Premier credit card over the phone?
A: Yes, you can also close your First Premier credit card over the phone by contacting First Premier Bank’s customer service. However, closing your credit card online is often more convenient and allows you to complete the process at your own pace.
Q: Will closing my First Premier credit card affect my credit score?
A: Closing a credit card can affect your credit score, especially if it was one of your oldest credit accounts. However, the impact may vary depending on your overall credit history and utilization. It is generally recommended to pay off any outstanding balances and consider the potential impact on your credit score before closing a credit card.
Q: Are there any fees associated with closing a First Premier credit card?
A: First Premier Bank may charge a closure fee, depending on the specific credit card you hold. Review the terms and conditions or contact customer service to determine if there are any fees associated with closing your First Premier credit card.
Q: Can I reopen my First Premier credit card after closing it?
A: In most cases, once you have closed your First Premier credit card, it cannot be reopened. If you later decide that you want a credit card with First Premier Bank again, you will need to apply for a new card.
Closing your First Premier credit card online is a straightforward process that can be completed in just a few steps. Remember to gather all the necessary information, carefully review the terms and conditions, and consider any potential impact on your credit score before proceeding. If you have any further questions or concerns, reach out to First Premier Bank’s customer service for assistance.