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How Long Do Hotels Hold Your Credit Card?
When booking a hotel, it is common practice for hotels to require a credit card to secure the reservation and cover any potential incidentals or damages. This is done to protect the hotel’s interests and ensure they have a means to recover any costs that may arise during your stay. While most hotels follow a standard policy, the length of time a hotel holds your credit card can vary. In this article, we will explore the typical duration hotels hold your credit card and answer some frequently asked questions on the subject.
How Long Do Hotels Typically Hold Your Credit Card?
Hotels generally place a hold on your credit card for the duration of your stay, plus a little extra for incidentals. The specific length of time can vary depending on the hotel’s policy, location, and the type of booking you have made.
For regular reservations where you pay at the hotel, the hold usually lasts until check-out. This means that the hold will be released shortly after your departure, and the funds will become available in your account. However, it’s important to note that the time it takes for the hold to be released and for the funds to appear back in your account can vary depending on your bank or credit card provider. In some cases, it may take a few business days for the funds to be fully available again.
In the case of prepaid or non-refundable bookings, the hold may be placed for the entire duration of your stay at the time of booking. This is because the hotel has already received payment in advance, so they have no need to release the hold until after your stay is complete.
It is worth mentioning that some hotels may have different policies for longer stays, such as a hold being placed every few days to cover any additional charges that may occur during your stay.
FAQs:
Q: How much do hotels typically hold on a credit card?
A: The amount that hotels hold on a credit card can vary. It is usually the cost of the room plus additional funds to cover incidentals or potential damages. The specific amount is usually communicated to you at the time of booking or during the check-in process.
Q: Can I use a debit card instead of a credit card for the hold?
A: While some hotels may accept a debit card for the reservation, it is generally recommended to use a credit card. This is because a hold on a debit card can tie up your available funds, potentially causing inconvenience during your stay.
Q: Do all hotels require a credit card for booking?
A: While not all hotels require a credit card, it is a common practice in the hotel industry. Some hotels may accept alternative forms of payment, such as cash or prepaid cards, but these options are less common.
Q: Can I use a different credit card for incidentals?
A: In most cases, hotels allow you to use a different credit card for incidentals. However, it is advisable to inform the front desk of your intention to use a different card at check-in to avoid any confusion or issues during your stay.
Q: What happens if I don’t have a credit card?
A: If you do not have a credit card, it is best to contact the hotel directly to inquire about alternative payment options. Some hotels may accept cash deposits or prepaid cards as an alternative.
In conclusion, hotels typically hold your credit card for the duration of your stay, plus additional funds for incidentals. The specific length of time can vary depending on the hotel’s policy and the type of booking you have made. It is important to be aware of these policies to avoid any surprises or inconveniences during your stay.
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