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5 Tips for Getting a New Credit Card

5 Tips for Getting a New Credit Card

The process of applying for new credit is always exciting. It’s not about luck. Credit card companies care about the numbers. By understanding what lenders look for, you can give yourself the best chance of being approved. 1. Checking Your Credit Know where you...
The Problem of Subprime Credit

The Problem of Subprime Credit

Subprime credit is a major problem in the United States. It means that a lot of Americans are unable to improve their financial situations. This puts them at risk of being victims of predatory credit card issuers who are offering their credit cards at exorbitant...
How Secured Credit Cards Work

How Secured Credit Cards Work

If you have a spotty credit history, obtaining approval for a traditional credit card can be difficult. Financial institutions lend money cautiously, and they try to identify applicants who will not pose risks. Your financial issues are in the past, though. You have...
My First Credit Card

My First Credit Card

Your first credit card is a big deal; that powerful piece of plastic can help you establish a solid credit history. Armed with an impressive credit score and steady income, you’ll be on your way to building the life you want. So, how easy — or difficult...
Tips for Getting Your First Credit Card

Tips for Getting Your First Credit Card

If you are considering getting your first credit card, you might be looking for information on the subject so that you can make a wise choice. Rather than being a simple financial tool, a credit card can impact your future in a significant way. If you use it properly...

Best Offer Credit Cards

When deciding on which credit card to apply for, it’s important to consider the various offers available to you. Regardless of the type of card you’re looking to get, lenders have been hard at work providing the best possible offers on the market to entice you to...

Balance Transfer Credit Cards

One of the primary reasons individuals get credit cards is for a ‘balance transfer’. A balance transfer is the process of transferring an existing balance on a current card (or cards) to a new credit card. There are two primary reasons for transferring a balance....

Cash Back Credit Cards

One of the most popular types of credit cards comes in the form of a ‘cash back’ credit card. Cash back credit cards rebate a percentage of every purchase you make onto your credit card statement. For example, if you have a 1% cash back credit card, every $100 you...

Travel Credit Cards

In the 21st Century, travel credit cards are all the rage. Millions of Americans use travel cards to help enhance their travelling experience, or pay for it all together. It’s a great way to start accumulating credit towards flights, hotels, and other...

Rewards Credit Cards

Rewards credit cards have become one of the most popular ways that American consumers spend their money. Credit card companies are consistently upping their offers to encourage spenders to sign up for their lucrative rewards programs. Retailers and various other...