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Credit Card Reviews

Credit Card Reviews

More Articles If you’re thinking of applying for a new credit card, you have a range of different options to choose from. Credit card providers have become increasingly creative when it comes to offering different types of benefits with their credit cards. As credit...

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Best Airline Credit Cards

Best Airline Credit Cards

More Articles The credit card industry provides a range of different options – you can choose a credit card that has the features and benefits you’re looking for. If you’re in the market for a rewards card, airline credit cards are often the best cards to obtain. This...

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Zero Interest and 0% Apr Credit Cards

Zero Interest and 0% Apr Credit Cards

More Articles Opening a credit card can be one of the most exciting and rewarding experiences in someone’s life. There is a unique thrill that comes with the idea of using a piece of plastic with a limit of thousands of dollars to shop. This intrigue and fascination,...

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Pre-Approved Credit Cards

Pre-Approved Credit Cards

More Articles Whether you are new to the credit industry or not – if you are looking for a new credit card, it’s important to be aware of all of your options. If you have not noticed already, there are dozens upon dozens of different credit card options- all in...

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Credit Cards Poor Credit

Credit Cards Poor Credit

More Articles Now, more than ever, when the average American family owes more than $8,000, having credit serves as a reflection of your daily habits, financial goals, and overall financial responsibility. To no surprise, many people in the United States have poor...

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Credit Cards for No Credit

Credit Cards for No Credit

More Articles The word “credit” can be somewhat of a scary word to many people. With the negative beliefs of debt, credit cards, over-spending, and the financial crisis almost 10 years’ ago, many people worry when it comes to their credit. Alongside worry, they also...

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Credit Cards for Fair Credit

Credit Cards for Fair Credit

More Articles The time has come that you are planning to apply for a brand-new car, home, or loan and the lender mentions that they need to pull your credit report. While you are fairly new to credit, you are confident that your credit report will come back healthy...

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Credit Cards for Bad Credit

Credit Cards for Bad Credit

More Articles In the credit industry, there are dozens upon dozens of types of credit cards that people may apply for. Chances are, the ones you see on commercials or internet advertisements look so enticing and intriguing that you wish you could apply. However, you...

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Apply for Credit Card

Apply for Credit Card

More Articles Given the reputation and negative connotation that surrounds the credit industry, it can be an intimidating thought and experience to apply for a credit card. In previous articles, we discussed how the national debt for an average American household is...

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What is the Highest Possible Credit Score?

What is the Highest Possible Credit Score?

More ArticlesIn the credit industry, we have all heard about achieving the magical credit score number of 800. Haven’t you? The idea of reaching 800 is promoted all over the internet, video advertisements, and on television commercials. However, what many people do...

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Top Credit Terms That You Should Know About

Top Credit Terms That You Should Know About

Credit can be an incredibly sensitive subject that many people don’t want to talk about. The reality is though, this is directly attributed to the lack of knowledge or experience with credit, budgeting, and investment. If you are wanting to transform your credit...

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The Major Differences Between Hard and Soft Inquiries

The Major Differences Between Hard and Soft Inquiries

The credit industry is one of the most misunderstood and often misconstrued. Truthfully speaking, much of this can be attributed to the lack of knowledge or awareness to some of the most important credit terms and concepts. One of the most asked questions by credit...

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The Basics to Understanding Grace Periods

The Basics to Understanding Grace Periods

If you are new to the credit industry and recently opened up a credit card, chances are, you are lost in the all of the numbers, rates, and terminology that is cleverly tossed at you. If that resonates – it’s normal and okay. Typically, much of the information could...

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Reasons Why You Need to Open a Credit Card

Reasons Why You Need to Open a Credit Card

In the world, credit cards receive a bad reputation, effectively leading to today’s negative connotation that surround them. The reality, this reputation can be attributed to the poor management and responsibility of people who have opened credit cards and poorly...

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How Closing a Credit Card Can Hurt Credit Scores

How Closing a Credit Card Can Hurt Credit Scores

When it comes to credit, it’s everyone’s goal to raise their credit score as fast as possible. Have you ever dreamed of achieving a credit score of 800? The reality is, almost everyone has! With that being said, if you are like many other Americans, chances are, you...

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Different Ways a Late Payment Can Impact You

Different Ways a Late Payment Can Impact You

In recent articles, we have discussed that a late payment is the most crucial mistake that anyone can ever make. In fact, it has been proven that such a mistake can leave your credit score dropping over 110 points with Equifax. In light of this, a late payment can do...

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Common Mistakes When Disputing Credit Reports

Common Mistakes When Disputing Credit Reports

If you have read any of our other articles, we have discussed at length one proven way to increase your credit score and strengthen your credit report: disputing false claims on a credit report. Typically, many consumers rush the entire process, leaving or opening the...

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5 Things Everyone Should Know About Credit Scores

5 Things Everyone Should Know About Credit Scores

When it comes to money or credit score, there is a constant negative connotation that surrounds the topic. The truth is, not everyone likes to talk about their finances. While keeping personal finances, personal, is a great habit to build, the negative connotation...

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5 Tips for Getting a New Credit Card

5 Tips for Getting a New Credit Card

The process of applying for new credit is always exciting. It's not about luck. Credit card companies care about the numbers. By understanding what lenders look for, you can give yourself the best chance of being approved. 1. Checking Your Credit Know where you stand...

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The Problem of Subprime Credit

The Problem of Subprime Credit

Subprime credit is a major problem in the United States. It means that a lot of Americans are unable to improve their financial situations. This puts them at risk of being victims of predatory credit card issuers who are offering their credit cards at exorbitant...

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How Secured Credit Cards Work

How Secured Credit Cards Work

If you have a spotty credit history, obtaining approval for a traditional credit card can be difficult. Financial institutions lend money cautiously, and they try to identify applicants who will not pose risks. Your financial issues are in the past, though. You have...

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My First Credit Card

My First Credit Card

Your first credit card is a big deal; that powerful piece of plastic can help you establish a solid credit history. Armed with an impressive credit score and steady income, you'll be on your way to building the life you want. So, how easy -- or difficult -- is it to...

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Tips for Getting Your First Credit Card

Tips for Getting Your First Credit Card

If you are considering getting your first credit card, you might be looking for information on the subject so that you can make a wise choice. Rather than being a simple financial tool, a credit card can impact your future in a significant way. If you use it properly...

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Best Credit Card Offers

Best Credit Card Offers

When deciding on which credit card to apply for, it’s important to consider the various offers available to you. Regardless of the type of card you’re looking to get, lenders have been hard at work providing the best possible offers on the market to entice you to...

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Best Balance Transfer Credit Cards

Best Balance Transfer Credit Cards

One of the primary reasons individuals get credit cards is for a ‘balance transfer’. A balance transfer is the process of transferring an existing balance on a current card (or cards) to a new credit card. There are two primary reasons for transferring a balance....

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Best Cash Back Credit Cards

Best Cash Back Credit Cards

One of the most popular types of credit cards comes in the form of a ‘cash back’ credit card. Cash back credit cards rebate a percentage of every purchase you make onto your credit card statement. For example, if you have a 1% cash back credit card, every $100 you...

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Best Travel Credit Cards

Best Travel Credit Cards

In the 21st Century, travel credit cards are all the rage. Millions of Americans use travel cards to help enhance their travelling experience, or pay for it all together. It’s a great way to start accumulating credit towards flights, hotels, and other travel expenses....

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Best Rewards Credit Cards

Best Rewards Credit Cards

Rewards credit cards have become one of the most popular ways that American consumers spend their money. Credit card companies are consistently upping their offers to encourage spenders to sign up for their lucrative rewards programs. Retailers and various other...

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Best Low Interest Credit Cards

Best Low Interest Credit Cards

The credit card industry is booming; lenders are doing everything they can to try and entice consumers into taking on debt. Credit cards are a form of revolving credit, meaning they are unsecured and only have to be paid back if they are used. While this may sound...

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Best Small Business Credit Cards

Best Small Business Credit Cards

Small Businesses have been steadily increasing their use of credit cards in recent years as the range of benefits associated with them increases. Many lenders have entered the business credit card market to help small businesses find payment and funding solutions for...

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Credit Cards for Average Credit

Credit Cards for Average Credit

Having a credit card can help people pay for things in times of limited cash flow or emergency. Millions of Americans use credit cards as their primary way of purchasing items. But if you have an average credit history due to certain incidences, you may find it hard...

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Best Student Credit Cards

Best Student Credit Cards

If you’re s student, you’re probably constantly advertised student credit cards. It can be hard to avoid getting one – you most likely get advertising letters in the mail once a week at the least. But the hardest part about choosing a student credit card is choosing...

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Credit Cards for Rebuilding Credit

Credit Cards for Rebuilding Credit

More ArticlesFinding the best credit card for yourself is one of the most important parts of rebuilding your credit. If you’ve had credit problems in the past, you might find that it can be extremely stressful when you begin applying for credit based products. This...

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Find the best credit card for you.