Michelle Brooks

Michelle Brooks

Financial Advisor - Best.CreditCard

Michelle is part of our expert team of financial advisors with a proven track record in the credit card industry. After graduating with an economic degree focusing on personal finance, she got involved with several credit and debt counseling startups. These included both for profit and non-profit organizations.

Michelle thinks it’s important to understand all of the different implications of having a credit card. As a result, she strives to make it clear to people the benefits and risks they face when they obtain and use credit cards. Michelle focuses on helping people use credit cards in a way that enhances their life.

In order to achieve this goal, Michelle started writing for us. She helps people find the best credit card for them while also helping understand how they can avoid the various pitfalls people sometimes find themselves in with credit cards. She’s advised hundreds of Americans in selecting the right credit card for their financial goals.

Check out Michelle’s Articles:

How Various Credit Card Actions Impact Your Credit Score

  More Articles   There’s a lot of confusion out there regarding how various credit card actions impact your credit score. This is important information to know, as your credit score plays an outsized role in many aspects of life. A good credit score can save you...

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Getting High Credit Card Limit Increases

  More Articles   Credit cards are an incredibly powerful financial tool. However, they can also be tricky to work. After all, there’s so much fine print and mystery involved with credit cards that many people just try to keep their head down and pay their bill on...

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How to Get a Cash Advance From a Credit Card

  More Articles   Credit cards are an extremely versatile financial tool. Many people use credit cards for every-day spending and shopping. They get benefits from using their credit cards like cash back, reward points, and more. However, one way to use a credit card...

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Best Credit Cards to Build Credit

  More Articles   Your credit score is an incredibly important number. Credit scores are used for a huge array of things these days, everything from loans and mortgages to job and apartment applications. That means building your credit score has never been more...

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Credit Cards With Travel Insurance

  More Articles   Traveling is a ton of fun. But it can also be incredibly stressful. Many people don’t realize that one of the benefits of having a credit card is travel insurance. Travel insurance can help reduce the stress associated with travel and let you kick...

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Credit Cards With Rental Car Insurance

  More Articles   There are lots of benefits you can get from using your credit card. One of the most under-rated benefits is getting free rental car insurance. Many people don’t realize that this insurance is available to them. Even more, most credit cards offer this...

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Best Store Credit Cards and Their Info

  More Articles     There are a lot of ways to spend your money at your favorite stores. However, sometimes the best way is by using a store credit card. This article will cover everything you need to know about store credit cards. We’ll help you understand how they...

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Best Secured Credit Cards

More Articles Best Secured Credit Card Companies Capital One Secured Credit Card Wells Fargo Secured Credit Card Bank of America Secured Credit Card Discover Secured Credit Card Open Sky Secured Credit Card Citi Secured Credit Card USAA Secured Credit Card First...

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What is a Good APR on a Credit Card?

More Articles If you’re in the market for a new credit card, you’re probably looking at a variety of different interest rates. Credit cards are a form of unsecured debt – they typically have much higher interest rates than traditional loans or mortgages. If you’re a...

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Top Major Credit Card Companies List & Stats

More Articles If you’re new to credit cards, the different terms and concepts can often be quite confusing. It’s important to understand the very basics of credit cards if you’re considering applying for a new card. Most credit cards aren’t the products of one company...

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Credit Card Reviews

More Articles If you’re thinking of applying for a new credit card, you have a range of different options to choose from. Credit card providers have become increasingly creative when it comes to offering different types of benefits with their credit cards. As credit...

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Best Airline Credit Cards

More Articles The credit card industry provides a range of different options – you can choose a credit card that has the features and benefits you’re looking for. If you’re in the market for a rewards card, airline credit cards are often the best cards to obtain. This...

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Zero Interest and 0% Apr Credit Cards

More Articles Opening a credit card can be one of the most exciting and rewarding experiences in someone’s life. There is a unique thrill that comes with the idea of using a piece of plastic with a limit of thousands of dollars to shop. This intrigue and fascination,...

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Credit Cards Poor Credit

More Articles Now, more than ever, when the average American family owes more than $8,000, having credit serves as a reflection of your daily habits, financial goals, and overall financial responsibility. To no surprise, many people in the United States have poor...

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Credit Cards for Fair Credit

More Articles The time has come that you are planning to apply for a brand-new car, home, or loan and the lender mentions that they need to pull your credit report. While you are fairly new to credit, you are confident that your credit report will come back healthy...

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The Problem of Subprime Credit

More Articles Subprime credit is a major problem in the United States. It means that a lot of Americans are unable to improve their financial situations. This puts them at risk of being victims of predatory credit card issuers who are offering their credit cards at...

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My First Credit Card

More Articles Your first credit card is a big deal; that powerful piece of plastic can help you establish a solid credit history. Armed with an impressive credit score and steady income, you'll be on your way to building the life you want. So, how easy -- or difficult...

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Best Credit Card Offers

More Articles When deciding on which credit card to apply for, it’s important to consider the various offers available to you. Regardless of the type of card you’re looking to get, lenders have been hard at work providing the best possible offers on the market to...

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Best Balance Transfer Credit Cards

More Articles One of the primary reasons individuals get credit cards is for a ‘balance transfer’. A balance transfer is the process of transferring an existing balance on a current card (or cards) to a new credit card. There are two primary reasons for transferring a...

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Best Cash Back Credit Cards

More Articles One of the most popular types of credit cards comes in the form of a ‘cash back’ credit card. Cash back credit cards rebate a percentage of every purchase you make onto your credit card statement. For example, if you have a 1% cash back credit card,...

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