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David Warner

David Warner

Financial Advisor - Best.CreditCard

David is our in-house financial advisor with years of experience in the credit card industry. He’s helped hundreds of Americans find the right credit card for their current situation. 

Check out David’s Articles:

Pre-Approved Credit Cards

More Articles Whether you are new to the credit industry or not – if you are looking for a new credit card, it’s important to be aware of all of your options. If you have not noticed already, there are dozens upon dozens of different credit card options- all in...

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Credit Cards No Credit

More Articles The word “credit” can be somewhat of a scary word to many people. With the negative beliefs of debt, credit cards, over-spending, and the financial crisis almost 10 years’ ago, many people worry when it comes to their credit. Alongside worry, they also...

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Credit Cards Bad Credit

More Articles In the credit industry, there are dozens upon dozens of types of credit cards that people may apply for. Chances are, the ones you see on commercials or internet advertisements look so enticing and intriguing that you wish you could apply. However, you...

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Apply for Credit Card

More Articles Given the reputation and negative connotation that surrounds the credit industry, it can be an intimidating thought and experience to apply for a credit card. In previous articles, we discussed how the national debt for an average American household is...

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What is the Highest Possible Credit Score?

More ArticlesIn the credit industry, we have all heard about achieving the magical credit score number of 800. Haven’t you? The idea of reaching 800 is promoted all over the internet, video advertisements, and on television commercials. However, what many people do...

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Top Credit Terms That You Should Know About

Credit can be an incredibly sensitive subject that many people don’t want to talk about. The reality is though, this is directly attributed to the lack of knowledge or experience with credit, budgeting, and investment. If you are wanting to transform your credit...

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The Major Differences Between Hard and Soft Inquiries

The credit industry is one of the most misunderstood and often misconstrued. Truthfully speaking, much of this can be attributed to the lack of knowledge or awareness to some of the most important credit terms and concepts. One of the most asked questions by credit...

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The Basics to Understanding Grace Periods

If you are new to the credit industry and recently opened up a credit card, chances are, you are lost in the all of the numbers, rates, and terminology that is cleverly tossed at you. If that resonates – it’s normal and okay. Typically, much of the information could...

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Reasons Why You Need to Open a Credit Card

In the world, credit cards receive a bad reputation, effectively leading to today’s negative connotation that surround them. The reality, this reputation can be attributed to the poor management and responsibility of people who have opened credit cards and poorly...

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How Closing a Credit Card Can Hurt Credit Scores

When it comes to credit, it’s everyone’s goal to raise their credit score as fast as possible. Have you ever dreamed of achieving a credit score of 800? The reality is, almost everyone has! With that being said, if you are like many other Americans, chances are, you...

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Different Ways a Late Payment Can Impact You

In recent articles, we have discussed that a late payment is the most crucial mistake that anyone can ever make. In fact, it has been proven that such a mistake can leave your credit score dropping over 110 points with Equifax. In light of this, a late payment can do...

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Common Mistakes When Disputing Credit Reports

If you have read any of our other articles, we have discussed at length one proven way to increase your credit score and strengthen your credit report: disputing false claims on a credit report. Typically, many consumers rush the entire process, leaving or opening the...

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5 Things Everyone Should Know About Credit Scores

When it comes to money or credit score, there is a constant negative connotation that surrounds the topic. The truth is, not everyone likes to talk about their finances. While keeping personal finances, personal, is a great habit to build, the negative connotation...

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5 Tips for Getting a New Credit Card

The process of applying for new credit is always exciting. It's not about luck. Credit card companies care about the numbers. By understanding what lenders look for, you can give yourself the best chance of being approved. 1. Checking Your Credit Know where you stand...

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How Secured Credit Cards Work

If you have a spotty credit history, obtaining approval for a traditional credit card can be difficult. Financial institutions lend money cautiously, and they try to identify applicants who will not pose risks. Your financial issues are in the past, though. You have...

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Tips for Getting Your First Credit Card

If you are considering getting your first credit card, you might be looking for information on the subject so that you can make a wise choice. Rather than being a simple financial tool, a credit card can impact your future in a significant way. If you use it properly...

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